Get practical guidance for life insurance, HMO, and non-life protection, or learn how to build a purpose-driven career as an all-in-one financial advisor.
The website is organized around the two outcomes identified as most important: generating qualified client inquiries and developing future financial advisors.
Discuss your current needs, responsibilities, healthcare concerns, vehicle, and financial goals before comparing options.
Learn the role systematically—from product knowledge and ethical client conversations to prospecting, documentation, and long-term service.
Each solution is explained in plain language. Final coverage, price, eligibility, and approval always depend on the authorized provider and official terms.
Protection planning suited to your responsibilities, budget, and life stage.
Learn more →Individual and company healthcare options through trusted HMO solutions.
Learn more →Practical protection for vehicles and other insurable risks.
Learn more →Structured training for aspiring all-in-one financial advisors.
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Malou helps individuals, families, professionals, companies, and OFWs understand their protection options. As an agency leader, she also trains aspiring agents through a detailed and systematic learning process.
Answer eight short questions to identify possible family-support, debt, emergency-readiness, and coverage gaps. Your personalized summary is saved as a lead for Malou’s follow-up and can be emailed to you.
Malou can help qualified clients explore available solutions from Pru Life UK, PhilCare, and Maxicare, subject to authorization, eligibility, official terms, and provider approval.
Life and protection planning inquiries
Healthcare and HMO inquiries
Healthcare and HMO inquiries
Company names and trademarks belong to their respective owners. This is Malou Nunag’s personal advisor website and not an official corporate website of any listed provider.
Tell us whether you need protection guidance, a quote, company coverage, or advisor training.
Discuss responsibilities, current coverage, budget, timing, and relevant requirements.
Receive clear explanations and next steps based on available provider options.
Complete provider requirements and receive follow-up guidance after application.
As a Maxicare Health Benefit Consultant, your role is to help individuals and families secure their health and financial future through the right healthcare solutions. Make a real impact while building a rewarding career. Purpose-driven work that changes lives. Flexible time — work anytime, anywhere. Unlimited income potential through commissions. Be part of the #1 HMO in the Philippines. Growth, training, and career advancement opportunities. 💬 Interested to know more? Book a career preview with our recruitment officer Allysa HR Officer — for a full discussion on how to start and what you can gain in becoming a Maxicare Health Benefit Consultant. You can also check our team page — Maxicare Trusted Health Partners — and see how we grow together!
Learn MoreEducational articles use direct questions, clear definitions, and structured answers to help visitors make better-informed inquiries.
Started as a career opportunity became a meaningful mission. Ms. Nenita started her journey as a Maxicare Health Benefit Consultant on year 2023 and continue to share her mission up to this year.
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Started while working full-time in BPO Industry, grabbed the opportunity to earn while making an impact people's lives. Mark Aluin Lasala, a Maxicare Health Benefit Consultant and a Consistent TOP 1 Performer shares his wonderful journey.
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A journey from real estate to financial advising—expanding the mission of helping Filipinos protect their future. With the guidance and mentorship of UM Malou Nunag, the journey as a Pru Life UK Financial Advisor continues with purpose, growth, and commitment to making a meaningful difference in clients’ lives.
Read the answer →In this journey, you will be required to attend a BYB (Build Your Business) which will help you understand how the career can help you achieve your goals while helping others achieve theirs through the financial solutions we tailor fit for clients. Since this is a regulated profession, you will be required to take the licensure exam by the Insurance Commission. Our team will guide and help you to ensure you are prepared for this as we have cutting edge training programs. Before starting your journey, you need to attend a strategy meeting with UM Malou to align your goals and aspirations to the path you are about to take,
❌ 9-to-5 Job: Fixed salary, capped growth, set hours. ✨ This Opportunity: Uncapped income, full schedule flexibility, real ownership.
Maxicare Accreditation requires a 2-day online training which includes familiarization on HMO terminologies, learning about the company, products training and process walkthrough. You will be required to pass the accreditation exam online on the second day of the training. To have a complete understanding on how your journey will be like, kindly send me a message so that we can schedule a meeting to discuss each step. We'll be glad to welcome you in our team!
Think of it as launching your own business with built-in mentorship! It’s performance-based, meaning there’s no fixed base pay—but there’s also no ceiling on what you can earn. You get the freedom of being your own boss without having to start from scratch.
The training path is very easy. Attend a strategy meeting with UM Malou to help you align your goals with the advisory path you want to take (life insurance, HMO, non life insurance). Each path has a specific accreditation/licensure process where she will personally guide you together with her recruitment officers. Once you are coded/licensed as an agent, you will have your onboarding training and will be guided through joint fieldwork in your initial clients to ensure you are ready to approach and provide outstanding services to your prospect clients. The path continues as we monitor your results and check if further mentoring is needed. You are also provided with opportunities to grow in this career if you want to explore promotions and level up to become a manager in the coming months or years.
The process starts with a needs review covering your life stage, responsibilities, budget, existing coverage, and goals. Options are then explained for comparison before you decide.
Yes. Malou can provide a complete financial solution to each client covering all possible insurance needs. You may connect with her in any of your requirements.
Yes. Sales consultations may serve clients across the Philippines and Filipinos or OFWs abroad, subject to product availability, identity verification, and applicable regulations.
Students, professionals, career shifters, and entrepreneurs may inquire. Formal appointment remains subject to company screening, training, examination, licensing, and compliance requirements.
Use the booking page to choose a preferred date and time. The schedule is a request and will be confirmed through email, phone, Messenger, or Viber.
Your inquiry will be saved securely in the CMS and can also trigger an automatic email notification to the website administrator.
Maria Lourdes “Malou” Nunag's Financial Buddy AI assistant · Online